CARD SME BANK INC.

Profile last updated February 2026.

Company Information

About Us

As a full-fledged thrift bank, we provide value-added bank products and services to members and non-members alike, from a simple savings account or time deposit to more comprehensive loan products such as microfinance loans to less fortunate individuals who want to help themselves gain financial freedom. We also provide business loans to Small and Medium Entrepreneurs (SMEs) to help them grow their business.

BHIVE Handle

@www.cardmri.com

Industries

• Services

Headquarters

Branches

Values

Vision

CARD SME Bank, Inc. supports CARD MRI’s vision statement as a Group of Mutually Reinforcing Institutions that is dedicated to empower the poor by upholding the core values of competence, family spirit, integrity, stewardship, humility, culture of excellence, and simplicity. As one of the institutions that comprise the CARD MRI and in support of its mission, CARD SME envisions building a sustainable financial and capacity building institution owned and led by socially-and-economically challenged families by providing integrated Microfinance, Small and Medium Enterprise (MSME) and social development (credit with education, leadership with a heart, innovative community programs) services to an expanding membership base by organizing and empowering women and their families; and continue upholding the highest standards of stewardship of financial, human, and institutional resources.

Mission

To provide banking services especially designed for landless rural workers by bringing bank services to community sites and accommodating the least financial transactions within their affordability To provide collateralized and non-collateralized loans to financially excluded MSMEs but with viable, socially responsible and environmentally sustainable MSME projects. To grow the bank’s SME lending to become the pre-eminent SME Bank in the Philippines to be able to reach more SME beneficiaries.

Achievements

Certifications

Clients

Corporate Social Responsibility Initiatives

Team Members

Products and Services

SME Loans - Bahay Katuparan Loan (Housing Loan)

As part of our commitment to alleviating poverty in the country, we have recently launched “Bahay Katuparan Loan”, a housing loan facility for our members and non-members alike, to make it easier for them to buy their dream home. With high appraisal value and low equity payment requirement coupled with flexible terms and interest rates, their dream of having their own home becomes a reality. Simply put, “Bahay Katuparan”. Loanable Amount Starts at P300,000 Loan Term 1 year to 25 years Mode of Payment Monthly Interest Rate Prevailing Interest Rate Interest Rate (Subject to re-pricing; to be based on prevailing interest rate at the time of review 8.00% Fixed for one to two years 8.25% Fixed for three to five years 9.50% Fixed for six to 10 years 10.50% Fixed for 11 to 15 years 11.25% Fixed for 16 to 20 years 12.00% Fixed for 21 to 25 years 12% p.a Fixed: for multi-purpose loan

View SME Loans - Bahay Katuparan Loan (Housing Loan)