{"id":"39602f5c-1ed9-43c6-9c44-1dcf3b81e02c","name":"LIFE INSURANCE - Pure-Risk Cover","description":"Pure-risk life insurance provides financial protection through survival, death, or mixed benefits, ensuring coverage based on specific life events.\n\nPure-risk life insurance policies can be classified into three main categories, based on the type of event they cover:\n\nSurvival Benefits, providing a payout - either a lump sum or an annuity - if the insured person is still alive on a specified date.\nDeath Benefits, offering financial protection in the event of the insured person’s death. The insurer agrees to pay a lump sum or an annuity to the beneficiary if the death occurs within a specified term, or, in some cases, regardless of when the death occurs (whole life coverage).\nMixed Life Insurance, combining both survival and death benefits. For example, the insurer may guarantee a payout on a set date if the insured is still alive, or earlier, if the insured passes away before that date.","cid":"ec7264b7-b914-43ad-940c-536c10addf17","moq":1,"is_active":true,"is_featured":false,"locations":[],"cf_image_ids":["964aa319-b0fb-4584-c7f1-c10970dcd700"],"price":null,"location_text":"[]","created_at":"2026-02-06T07:11:03.699186+00:00","score":100,"sku":null,"unit":null,"category":{"code":"insurance products","name":"Insurance Products (Health, Life, Travel, Property)"}}