{"company":{"id":"ec7264b7-b914-43ad-940c-536c10addf17","company_name":"GENERALI PHILIPPINES","company_handle":"www.generali.com","industries":[{"code":"services","name":"Services"}],"industries_text":"[{\"code\":\"services\",\"name\":\"Services\"}]","headquarters":{"id":979,"lat":14.561640423525446,"lng":121.02592882228674,"city":"Makati","state":"Metro Manila","street":"Petron Mega Plaza Sen. Gil Puyat","country":"Philippines","locality":"Makati Avenue"},"about_us":{"description":"Generali is one of the largest integrated insurance and asset management groups worldwide."},"cf_image_id":"7533d6cf-9a7b-4704-f5d3-da517ee13700","date_verified":null,"premium_end":"2026-09-01T00:00:00+00:00","is_pioneer":null,"created_at":"2026-02-06T06:59:30.634435","updated_at":"2026-02-06T06:59:30.634435","score":100,"deleted_at":null,"plan":null,"trial_started_at":null,"trial_ends_at":null,"trial_reminder":null},"csrList":[],"achievementList":[],"certificationList":[],"clientList":[],"productList":[{"id":"39602f5c-1ed9-43c6-9c44-1dcf3b81e02c","name":"LIFE INSURANCE - Pure-Risk Cover","description":"Pure-risk life insurance provides financial protection through survival, death, or mixed benefits, ensuring coverage based on specific life events.\n\nPure-risk life insurance policies can be classified into three main categories, based on the type of event they cover:\n\nSurvival Benefits, providing a payout - either a lump sum or an annuity - if the insured person is still alive on a specified date.\nDeath Benefits, offering financial protection in the event of the insured person’s death. The insurer agrees to pay a lump sum or an annuity to the beneficiary if the death occurs within a specified term, or, in some cases, regardless of when the death occurs (whole life coverage).\nMixed Life Insurance, combining both survival and death benefits. For example, the insurer may guarantee a payout on a set date if the insured is still alive, or earlier, if the insured passes away before that date.","cid":"ec7264b7-b914-43ad-940c-536c10addf17","moq":1,"is_active":true,"is_featured":false,"locations":[],"cf_image_ids":["964aa319-b0fb-4584-c7f1-c10970dcd700"],"price":null,"location_text":"[]","created_at":"2026-02-06T07:11:03.699186+00:00","score":100,"inventory_product_id":null,"sku":null,"unit":null,"category":{"code":"insurance products","name":"Insurance Products (Health, Life, Travel, Property)"}},{"id":"e6e413d4-cbaf-46f3-9f8e-0d848e2de5c7","name":"LIFE INSURANCE - Pension Funds","description":"While state pensions typically operate on a redistribution model - where current workers fund the pensions of retirees - pension funds follow the capitalisation principle. This means that individuals contribute a portion of their income during their working life, which is then invested based on their risk profile.\n\nAt the end of the contract - usually long-term and ideally covering the full working life - the policyholder receives a monthly annuity. The amount depends on the total contributions, the duration of the policy, and the investment returns.\n\nThere are two main types of pension funds:\n\nOpen funds: available to all workers, regardless of profession.\nClosed (or negotiated) funds: reserved for specific professional categories, established through agreements between trade unions and employer organizations.\nIn addition, individual supplementary pension plans are available for anyone wishing to build a personal retirement fund - including students or those not currently employed. These plans offer greater flexibility, allowing contributors to pause and resume payments without penalties. However, benefit payouts are subject to the same regulatory constraints as collective funds (e.g., full lump-sum withdrawals are generally not permitted).","cid":"ec7264b7-b914-43ad-940c-536c10addf17","moq":1,"is_active":true,"is_featured":false,"locations":[],"cf_image_ids":["039c38ca-d309-42ec-acd9-95f541fcb500"],"price":null,"location_text":"[]","created_at":"2026-02-06T07:13:20.37798+00:00","score":100,"inventory_product_id":null,"sku":null,"unit":null,"category":{"code":"insurance products","name":"Insurance Products (Health, Life, Travel, Property)"}}],"memberList":[],"locationList":[],"claimable":true}