{"company":{"id":"c8a2a0d0-354f-43ee-81ec-b39e744bcc3b","company_name":"CARD SME BANK INC.","company_handle":"www.cardmri.com","industries":[{"code":"services","name":"Services"}],"industries_text":"[{\"code\":\"services\",\"name\":\"Services\"}]","headquarters":{"id":800,"lat":14.068752962540898,"lng":121.32578167350039,"city":"San Pablo","line":"","state":"Laguna","street":" 120 M. Paulino Corner P. Burgos St., San Pablo City, Laguna","country":"Philippines"},"about_us":{"vision":"CARD SME Bank, Inc. supports CARD MRI’s vision statement as a Group of Mutually Reinforcing Institutions that is dedicated to empower the poor by upholding the core values of competence, family spirit, integrity, stewardship, humility, culture of excellence, and simplicity. As one of the institutions that comprise the CARD MRI and in support of its mission, CARD SME envisions building a sustainable financial and capacity building institution owned and led by socially-and-economically challenged families by providing integrated Microfinance, Small and Medium Enterprise (MSME) and social development (credit with education, leadership with a heart, innovative community programs) services to an expanding membership base by organizing and empowering women and their families; and continue upholding the highest standards of stewardship of financial, human, and institutional resources.","mission":"To provide banking services especially designed for landless rural workers by bringing bank services to community sites and accommodating the least financial transactions within their affordability\n\n To provide collateralized and non-collateralized loans to financially excluded MSMEs but with viable, socially responsible and environmentally sustainable MSME projects.\n\n To grow the bank’s SME lending to become the pre-eminent SME Bank in the Philippines to be able to reach more SME beneficiaries.","description":"As a full-fledged thrift bank, we provide value-added bank products and services to members and non-members alike, from a simple savings account or time deposit to more comprehensive loan products such as microfinance loans to less fortunate individuals who want to help themselves gain financial freedom. We also provide business loans to Small and Medium Entrepreneurs (SMEs) to help them grow their business."},"cf_image_id":"2b8b1cd3-1df1-4ae9-9ecd-6423b7279c00","date_verified":null,"premium_end":"2026-09-01T00:00:00+00:00","is_pioneer":null,"created_at":"2026-02-08T01:26:07.464883","updated_at":"2026-02-08T01:26:07.464883","score":100,"deleted_at":null,"plan":null,"trial_started_at":null,"trial_ends_at":null,"trial_reminder":null},"csrList":[],"achievementList":[],"certificationList":[],"clientList":[],"productList":[{"id":"81ab34d3-317d-456e-bc6c-a101fd886dde","name":"SME Loans - Bahay Katuparan Loan (Housing Loan)","description":"As part of our commitment to alleviating poverty in the country, we have recently launched “Bahay Katuparan Loan”, a housing loan facility for our members and non-members alike, to make it easier for them to buy their dream home. With high appraisal value and low equity payment requirement coupled with flexible terms and interest rates, their dream of having their own home becomes a reality. Simply put, “Bahay Katuparan”.\n\nLoanable Amount\tStarts at P300,000\nLoan Term\t                1 year to 25 years\nMode of Payment\tMonthly\nInterest Rate\t         Prevailing Interest Rate\n \n\nInterest Rate (Subject to re-pricing; to be based on prevailing interest rate at the time of review\t8.00%\tFixed for one to two years\n8.25%\tFixed for three to five years\n9.50%\tFixed for six to 10 years\n10.50%\tFixed for 11 to 15 years\n11.25%\tFixed for 16 to 20 years\n12.00%\tFixed for 21 to 25 years\n12% p.a\tFixed: for multi-purpose loan\n ","cid":"c8a2a0d0-354f-43ee-81ec-b39e744bcc3b","moq":1,"is_active":true,"is_featured":false,"locations":[],"cf_image_ids":["a84fa078-b3cd-4bb7-66ac-718e85c48900"],"price":null,"location_text":"[]","created_at":"2026-02-08T01:45:06.030613+00:00","score":100,"inventory_product_id":null,"sku":null,"unit":null,"category":{"code":"loan and credit products","name":"Loan & Credit Products (Personal, Business Loans)"}}],"memberList":[],"locationList":[],"claimable":true}